Bank & Boujee

Why Your Valentine’s Day Plans Might Be a Financial Red Flag

Similoluwa

Similoluwa Ifedayo

February 12, 2025

Why Your Valentine’s Day Plans Might Be a Financial Red Flag

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A common question on social media: Love or Money? Some pick love instantly, others go for money (because a soft life must be had!), while some stay on the fence. But guess what? You don’t have to pick—because you can have both!


Valentine’s Day is around the corner, and let’s be real—love is sweet, but when money enters, love is sweeter! Whether you’re celebrating with a partner, your besties, or just embracing self-love (because who loves you more than you?), one thing is clear: February 14th should be about good vibes, not financial regrets.


The Valentine’s Pressure is Real. The overpriced dinners, the extremely expensive gifts, the “soft life” expectations, the need to do the most—all of it can leave your bank account looking like a heartbreak song. But you don’t have to go broke to make this Valentine’s special.


FunZ-Approved Ways to Win at Love and Money


1️⃣ Experiences Over Expenses

It’s not about how much you spend—it’s about how well you enjoy it. A luxurious picnic, an outdoor movie night, a food box, or a cosy game night can be way more memorable than an overpriced restaurant meal. It’s the quality time that matters, not the price tag.


2️⃣ Set a Love Budget (Yes, Really!)

Love is priceless, but your bank account isn’t. Set a spending limit and stick to it! And please, do this now, not a day before Valentine’s. If your partner truly loves you, they won’t want you going broke for a Valentine’s flex. And while we’re here… why would you even be with someone who doesn’t love you back?


3️⃣ Ditch the Clichés, Go for Fun!

Dinner, flowers, money bouquet, perfumes, shoes, teddy bears—cute, but predictable. Shake things up:
✅ Go on an adventure (paintball, karaoke, or even a road trip!)
✅ Plan a DIY date (cook together, binge a series, have a rooftop picnic)
✅ Attend a lit event (FunZ got you covered—check our event listings!)


4️⃣ The Best Gifts Don’t Have to Be Expensive

‘Expensive’ is relative, so define it your way. A heartfelt letter, a playlist of “your songs,” or a surprise day out can mean way more than a last-minute, overpriced gift. Thoughtfulness > Price tag.


Love Wisely, Spend Smarter

Valentine’s Day should be about joy, connection, and good vibes—not stressing over your account balance. Whether you’re planning something big or keeping it chill, remember: you can make beautiful memories without spending recklessly. And if you’re still looking for the perfect way to celebrate? FunZ has all the best events lined up!